What Is a Budget & How to Create One That Actually Works Let’s be honest. Budgeting isn't the hottest topic at parties, and it doesn’t exactly keep...
Month: August 2025
Can You Build Wealth with Just a Savings Account?
How to Start Budgeting When You Have No Idea Where to Begin Let’s be real for a second: the word “budget” doesn’t exactly give you the same warm...
Building My First Emergency Fund: What Worked and What Didn’t
Understanding Your Paycheck: A Simple Guide to What You Actually Take Home Ah, payday. That magical moment when your employer shows you a number,...
How to Move from Being ‘Bad With Money’ to Surprisingly Decent
How to Create Your First Budget: A Simple Beginner’s Guide Hey there, future financial genius! I’m Tom Bradley—your down-to-earth financial friend...
WTF Is Tax Code 1257L? And Why It Shows on Your Payslip
What Is Compound Interest (And Why It’s the Secret Sauce to Growing Your Money) Let’s talk about compound interest—because if money had a best...
Money Diaries: A Week in Leeds on a £2,100 Monthly Salary
What Is a Budget, Really? A Beginner’s Guide to Managing Your Money Without Losing Your Mind Hey there! Tom Bradley here — your friendly financial...
Financial Red Flags I Ignored in My 20s (And You Shouldn’t)
How to Start Budgeting When You’ve Never Done It Before Let’s face it—budgeting doesn’t sound like the sexiest word in personal finance. It kind of...
The ‘1p Challenge’ That Helped Me Save £667 Without Noticing
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How to Set Financial Goals When You Have No Idea Where to Start
How to Make a Budget That Actually Works (and Doesn’t Make You Miserable) Let’s be honest—just reading the word “budget” probably made your eyes...
I Found £200 in Forgotten Subscriptions – Try This Audit Trick
Understanding the Basics: What Is a Budget and Why You Seriously Need One Hey there, friend! I’m Tom — your friendly neighborhood finance nerd....