How Financial Policy Shapes Your Wallet—Even If You’ve Never Noticed Let’s be real: unless you're a policy wonk—or me—it’s easy to dismiss...
Author: Eleanor “Ellie” Cartwright
How the UK Government’s Consumer Credit Reforms Could Impact Millions
How Government Policies Impact Your Wallet: A Consumer’s Guide If you’ve ever watched a press conference about rising interest rates and...
Payday Loans Are Shrinking—But Have They Really Changed?
Privacy in the Age of Digital Banking: What Consumers Deserve Ah, the wonders of digital banking. The convenience of transferring money while still...
Ofgem, Energy Bills & You: What Regulatory Failure Means for the Average Household
The Hidden Costs of "Buy Now, Pay Later": What You’re Not Being Told Ah, the sweet temptation of instant gratification! See a must-have coat...
Is Universal Credit Enough? Analysing the UK’s Safety Net Through the Lens of Rising Inflation
The Hidden Cost of Buy Now, Pay Later: What Consumers Aren’t Told Ah, the sweet, instantaneous satisfaction of clicking that “Buy Now, Pay Later”...
Inside the Thin Line Between Debt Collection and Harassment in the UK
The Truth About Credit Reporting Agencies: What They Don’t Want You to Know Ah, credit reporting agencies—the silent gatekeepers of your financial...
Why Financial Education Isn’t on the Curriculum—And How That Hurts Generations
How Government Policies Impact Your Wallet (and What You Can Do About It) Let’s get one thing straight—I’ve never met a piece of fine print I...
Who Really Benefits from Help to Buy? A Look at the Winners and Losers
How Financial Regulations Protect Everyday Consumers (And Why You Should Care) Let’s face it—financial regulations don’t exactly make for riveting...
Behind the FCA’s Latest Crackdown on High-Interest Credit Products
Banks vs Consumers: Who Really Wins in the Credit Card Game? Ah, credit cards — those glossy little rectangles of purchasing power that promise...
The Rise of Buy-Now-Pay-Later Schemes: Innovation or Trap?
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