Why "Paying Yourself First" Is the Smartest Financial Move You'll Ever Make Let me paint you a picture: it's the end of the month, your paycheck's...
Author: Rachel Simmons
Rachel Simmons is a high school math teacher and self-taught investor who educates others about personal finance. She advocates for financial literacy through blogs and community workshops, focusing on practical investing and economic empowerment.
How to Avoid Lifestyle Creep When You Get a Raise
How to Start Building Wealth in Your 20s (Even If You’re Broke) Here’s the truth: you don’t need six figures or a trust fund to start building...
Financial Literacy for Women: Why It’s Not Just About the Numbers
How to Achieve Financial Independence Without Giving Up Your Favorite Coffee Hey there, fellow financial adventurer! I'm Rachel Simmons, your...
Why I Ditched Buy Now, Pay Later—and You Probably Should Too
How to Build Wealth in Your 30s Without Hating Every Minute of It Let’s be real for a second—building wealth sounds like one of those things...
Personal Finance Red Flags I’ve Learned to Spot (And How You Can Too)
How to Start Investing with Just $100 (Yes, Really!) Let’s be honest: when we think of “investing,” most of us immediately picture slick New York...
How to Recession-Proof Your Finances as a Working Parent
How to Achieve Financial Independence While Still Enjoying Life Hi there, I’m Rachel Simmons—recovering shopaholic, compulsive spreadsheet maker,...
My Favourite Ways to Save Money Without Touching Spreadsheets
How I Reached Financial Independence in My 30s — And How You Can Too Let me be brutally honest for a second: I wasn’t born with a silver spoon in...
Money Diaries: My Real Monthly Budget Breakdown in Bristol
Why Your Emergency Fund Might Be the Most Romantic Investment You’ll Ever Make I get it. When you think of romance, the first things that come to...
Why I’m OK Missing Out on ‘Hot Stocks’
How to Start Investing with Just $100: A Beginner’s Guide to Financial Freedom So, you've got $100 burning a hole in your pocket—and no, I don’t...
How I Use the 50/30/20 Rule Without Sacrificing Fun or Future
How to Build an Emergency Fund Without Feeling Broke Let’s be honest—just the term “emergency fund” sounds dull and grown-up. And if you're...