From Paycheck to Portfolio: How to Transform Your Earnings into Financial Freedom Let’s get real: your paycheck isn't just for bills and brunch. ...
Author: Rachel Simmons
Rachel Simmons is a high school math teacher and self-taught investor who educates others about personal finance. She advocates for financial literacy through blogs and community workshops, focusing on practical investing and economic empowerment.
Is It Too Late to Start Investing at 35? Absolutely Not.
Why Financial Independence Isn’t About “Getting Rich” (And What It’s Really About) When I tell people I write about financial independence, their...
The Budgeting Myth That Nearly Made Me Quit Investing
Why You Don’t Need to Be Rich to Start Investing Let’s have a heart-to-heart, shall we? If you’ve ever thought investing is only for the rich, the...
Women & Wealth: Building Confidence Alongside Capital
What Is Financial Independence — And How Can You Achieve It? If you’ve ever dreamed of sipping your morning latte without wondering if you can...
Why I Never Budget Without Room for Joy
How to Build Wealth in Your 30s Without Giving Up Your Favorite Coffee Let’s get real for a second. You’re in your 30s. You’re well past the...
Personal Finance Red Flags I’ve Learned to Spot (And How You Can Too)
How to Start Investing with Just $100 (Yes, Really!) Let’s be honest: when we think of “investing,” most of us immediately picture slick New York...
Your Pension Isn’t Boring—It’s Your Superpower
How to Grow Your Wealth Without a Six-Figure Salary Confession time: you don’t need to wear a tailored suit or have “CFO” in your LinkedIn title to...
How to Recession-Proof Your Finances as a Working Parent
How to Achieve Financial Independence While Still Enjoying Life Hi there, I’m Rachel Simmons—recovering shopaholic, compulsive spreadsheet maker,...
5 Questions I Ask Before Every Big Financial Decision
How to Build a Solid Emergency Fund Without Killing Your Lifestyle Let’s face it: emergency funds aren’t exactly sexy. They’re not glamorous, they...
How I Use the 50/30/20 Rule Without Sacrificing Fun or Future
How to Build an Emergency Fund Without Feeling Broke Let’s be honest—just the term “emergency fund” sounds dull and grown-up. And if you're...