What Is Financial Independence — And How Can You Achieve It? If you’ve ever dreamed of sipping your morning latte without wondering if you can...
Author: Rachel Simmons
Rachel Simmons is a high school math teacher and self-taught investor who educates others about personal finance. She advocates for financial literacy through blogs and community workshops, focusing on practical investing and economic empowerment.
Why I Never Budget Without Room for Joy
How to Build Wealth in Your 30s Without Giving Up Your Favorite Coffee Let’s get real for a second. You’re in your 30s. You’re well past the...
How I Use the 50/30/20 Rule Without Sacrificing Fun or Future
How to Build an Emergency Fund Without Feeling Broke Let’s be honest—just the term “emergency fund” sounds dull and grown-up. And if you're...
5 Questions I Ask Before Every Big Financial Decision
How to Build a Solid Emergency Fund Without Killing Your Lifestyle Let’s face it: emergency funds aren’t exactly sexy. They’re not glamorous, they...
Money Diaries: My Real Monthly Budget Breakdown in Bristol
Why Your Emergency Fund Might Be the Most Romantic Investment You’ll Ever Make I get it. When you think of romance, the first things that come to...
How to Recession-Proof Your Finances as a Working Parent
How to Achieve Financial Independence While Still Enjoying Life Hi there, I’m Rachel Simmons—recovering shopaholic, compulsive spreadsheet maker,...
Your Pension Isn’t Boring—It’s Your Superpower
How to Grow Your Wealth Without a Six-Figure Salary Confession time: you don’t need to wear a tailored suit or have “CFO” in your LinkedIn title to...
Personal Finance Red Flags I’ve Learned to Spot (And How You Can Too)
How to Start Investing with Just $100 (Yes, Really!) Let’s be honest: when we think of “investing,” most of us immediately picture slick New York...
From Monzo to Plum: Ranking My Favourite UK Fintech Tools for Savings
The FIRE Movement: How to Achieve Financial Independence and Retire Early If you've ever sat in a never-ending Zoom meeting, daydreaming about...
Should You Pause Investing to Pay Off Your Mortgage Early?
How to Build Wealth on an Average Salary: Smart Money Moves That Work Let’s get one thing straight: You don’t need a six-figure income to build...