How to Achieve Financial Independence While Still Enjoying Life Hi there, I’m Rachel Simmons—recovering shopaholic, compulsive spreadsheet maker,...
Author: Rachel Simmons
Rachel Simmons is a high school math teacher and self-taught investor who educates others about personal finance. She advocates for financial literacy through blogs and community workshops, focusing on practical investing and economic empowerment.
My Favourite Ways to Save Money Without Touching Spreadsheets
How I Reached Financial Independence in My 30s — And How You Can Too Let me be brutally honest for a second: I wasn’t born with a silver spoon in...
Should You Pause Investing to Pay Off Your Mortgage Early?
How to Build Wealth on an Average Salary: Smart Money Moves That Work Let’s get one thing straight: You don’t need a six-figure income to build...
The Budgeting Myth That Nearly Made Me Quit Investing
Why You Don’t Need to Be Rich to Start Investing Let’s have a heart-to-heart, shall we? If you’ve ever thought investing is only for the rich, the...
How I Built a 4-Figure Emergency Fund While Working Full-Time
How to Start Investing with Just $100 Think investing is only for rich folks with yachts, trust funds, and a dog named “Dividend”? Think again. I'm...
LISA vs Stocks & Shares ISA: Which Helped Me Reach My House Deposit Faster?
How to Turn Your Budget into a Vision Board for Financial Independence If the words “budget” make your eyes glaze over and your soul momentarily...
Premium Bonds vs. Cash ISAs: Where I Park My Emergency Fund
How to Invest Your First $1,000 and Actually Sleep at Night So you've managed to save your first $1,000. Pop the bubbly (metaphorically, of...
Buying My First Property While Investing: What I Got Right and Wrong
Why You Don’t Need to Be Rich to Reach Financial Independence Let’s get one thing clear right out of the gate: you do not need to be a millionaire...
My Weekend Routine: Budgeting, Rebalancing, and a Brew
How to Build Wealth in Your 30s Without Giving Up Avocado Toast Let’s get one thing straight: Your 30s are not the time to panic—they’re your...
Why You Don’t Need a Finance Degree to Manage Your Investments like a Pro
Why Financial Freedom Isn’t About Being Rich — It’s About Being in Control Let’s play a little game, shall we? Close your eyes—wait, read this...