How to Turn Your Budget into a Vision Board for Financial Independence If the words “budget” make your eyes glaze over and your soul momentarily...
Author: Rachel Simmons
Rachel Simmons is a high school math teacher and self-taught investor who educates others about personal finance. She advocates for financial literacy through blogs and community workshops, focusing on practical investing and economic empowerment.
Buying My First Property While Investing: What I Got Right and Wrong
Why You Don’t Need to Be Rich to Reach Financial Independence Let’s get one thing clear right out of the gate: you do not need to be a millionaire...
I Tracked Every Penny For 6 Months—Here’s What I Learned
How to Transition from a 9-to-5 to Financial Independence Without Losing Your Mind Let me guess—you’re staring out the window of your office,...
Investing During a Cost-of-Living Crisis: My Strategy to Stay on Course
How to Start Investing in Your 30s and Still Build Wealth Listen, I won’t sugarcoat this — if you’re in your 30s and haven’t yet started investing,...
How I Built a 4-Figure Emergency Fund While Working Full-Time
How to Start Investing with Just $100 Think investing is only for rich folks with yachts, trust funds, and a dog named “Dividend”? Think again. I'm...
The Best Money Apps I Actually Use—and Recommend to My Students
How to Start Investing With Just $100: Yes, It’s Totally Possible If you’ve ever thought investing was only for the rich or people who wear suits...
The Only 3 ETFs I Keep in My Portfolio—and Why
How to Build Wealth Slowly and Steadily (Without Losing Your Mind) If you’re anything like me, the idea of getting rich quick sounds about as...
How to Automate Your Investments Without Obsessing Over the Market
How to Build an Emergency Fund Without Sacrificing Your Lifestyle You hear this advice everywhere: “Build an emergency fund!” And yep, I’m right...
Why You Don’t Need a Finance Degree to Manage Your Investments like a Pro
Why Financial Freedom Isn’t About Being Rich — It’s About Being in Control Let’s play a little game, shall we? Close your eyes—wait, read this...
My Weekend Routine: Budgeting, Rebalancing, and a Brew
How to Build Wealth in Your 30s Without Giving Up Avocado Toast Let’s get one thing straight: Your 30s are not the time to panic—they’re your...