How to Turn Your Budget into a Vision Board for Financial Independence If the words “budget” make your eyes glaze over and your soul momentarily...
Author: Rachel Simmons
Rachel Simmons is a high school math teacher and self-taught investor who educates others about personal finance. She advocates for financial literacy through blogs and community workshops, focusing on practical investing and economic empowerment.
Buying My First Property While Investing: What I Got Right and Wrong
Why You Don’t Need to Be Rich to Reach Financial Independence Let’s get one thing clear right out of the gate: you do not need to be a millionaire...
My Weekend Routine: Budgeting, Rebalancing, and a Brew
How to Build Wealth in Your 30s Without Giving Up Avocado Toast Let’s get one thing straight: Your 30s are not the time to panic—they’re your...
Why You Don’t Need a Finance Degree to Manage Your Investments like a Pro
Why Financial Freedom Isn’t About Being Rich — It’s About Being in Control Let’s play a little game, shall we? Close your eyes—wait, read this...
Investing While Paying Off Student Loans: My Balanced Strategy Explained
How to Build an Emergency Fund — Even If You're Living Paycheck to Paycheck You’ve seen the advice a million times: “Build an emergency fund of 3...
Investing £100 a Month: My Realistic Plan Toward FI in My 30s
Why You Don’t Need to Be Rich to Invest: Building Wealth on Any Income Let’s clear this up right now: you don’t need six figures or a yacht docked...
How to Automate Your Investments Without Obsessing Over the Market
How to Build an Emergency Fund Without Sacrificing Your Lifestyle You hear this advice everywhere: “Build an emergency fund!” And yep, I’m right...
The Only 3 ETFs I Keep in My Portfolio—and Why
How to Build Wealth Slowly and Steadily (Without Losing Your Mind) If you’re anything like me, the idea of getting rich quick sounds about as...
The Best Money Apps I Actually Use—and Recommend to My Students
How to Start Investing With Just $100: Yes, It’s Totally Possible If you’ve ever thought investing was only for the rich or people who wear suits...
Saving for Kids: Junior ISAs, Bare Trusts, and Bedtime Budget Chats
How to Achieve Financial Independence in Your 30s (Without Becoming a Monk) Let’s be honest—most of us don’t dream of scraping by until retirement...