Learning to Budget: A Beginner’s Guide to Finally Understanding Where Your Money Goes Hey there! I’m Tom Bradley — just your down-to-earth,...
Author: Thomas “Tom” Bradley
Tom Bradley is a junior web developer exploring the world of personal finance. As a newcomer, he shares his journey toward financial literacy through tech-savvy tools and social platforms, aiming to demystify money for others like him.
What I Learned from My First Financial Therapy Session
What Is Budgeting and Why It’s Your Wallet’s Best Friend Ah, budgeting — that word that either makes people roll their eyes or panic slightly...
Living Alone in the UK: Real Costs They Don’t Mention in Flat Tours
Understanding Compound Interest: The Beginner’s Magic Wand for Building Wealth Hey there! I’m Tom Bradley — but you can call me Tom. If you're just...
NHS Discounts, Cashback, and Other Perks You Might Be Ignoring
What Is a Budget—and How Do You Actually Make One? Let’s talk about one of the most misunderstood tools in personal finance: the humble budget....
Need a Budget? Here’s How I Used YNAB Without Losing My Mind
Understanding the Basics of Budgeting: A Beginner’s Guide Hey there, future finance whiz! I’m Tom Bradley, and if you’ve ever felt a little (or a...
How the 50/30/20 Rule Helped Me Get My Finances Together
How to Create a Simple Budget That Actually Works Hi there, I’m Thomas “Tom” Bradley—your friendly neighborhood finance nerd, proud spreadsheet...
What’s the Difference Between a Cash ISA and a Stocks & Shares ISA?
What is Compound Interest? A Beginner’s Guide That’ll Finally Make It Click Welcome, my fellow finance fledglings! I’m Tom Bradley—your friendly...
How to Use Sinking Funds Like a Budgeting Pro (Even If You’re Not)
How to Create Your First Budget: A Simple Step-by-Step Guide Hey there, friend! I’m Tom Bradley — finance enthusiast, cheap coffee connoisseur, and...
Intro to Side Hustles: Small Ways I Made Extra Cash in Tech
Understanding Money: A Beginner’s Guide to Not Freaking Out About Your Finances Hey there! I’m Tom Bradley — but you can call me Tom. I’m your...
Should You Buy Crypto as a Beginner? My Unfiltered First Attempt
How to Budget When You’re Broke: A Beginner’s Guide to Taking Control Look, I’ve been there. Ramen in the pantry, half a tank of gas, and $27.83 in...