Understanding Credit Scores: A Beginner’s Guide to What They Are and Why They Matter Hey there, future financial wizard! I’m Tom Bradley—your...
Author: Thomas “Tom” Bradley
Tom Bradley is a junior web developer exploring the world of personal finance. As a newcomer, he shares his journey toward financial literacy through tech-savvy tools and social platforms, aiming to demystify money for others like him.
How to Move from Being ‘Bad With Money’ to Surprisingly Decent
How to Create Your First Budget: A Simple Beginner’s Guide Hey there, future financial genius! I’m Tom Bradley—your down-to-earth financial friend...
WTF Is Tax Code 1257L? And Why It Shows on Your Payslip
What Is Compound Interest (And Why It’s the Secret Sauce to Growing Your Money) Let’s talk about compound interest—because if money had a best...
Money Diaries: A Week in Leeds on a £2,100 Monthly Salary
What Is a Budget, Really? A Beginner’s Guide to Managing Your Money Without Losing Your Mind Hey there! Tom Bradley here — your friendly financial...
Financial Red Flags I Ignored in My 20s (And You Shouldn’t)
How to Start Budgeting When You’ve Never Done It Before Let’s face it—budgeting doesn’t sound like the sexiest word in personal finance. It kind of...
The ‘1p Challenge’ That Helped Me Save £667 Without Noticing
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How the 50/30/20 Rule Helped Me Get My Finances Together
How to Create a Simple Budget That Actually Works Hi there, I’m Thomas “Tom” Bradley—your friendly neighborhood finance nerd, proud spreadsheet...
NHS Discounts, Cashback, and Other Perks You Might Be Ignoring
What Is a Budget—and How Do You Actually Make One? Let’s talk about one of the most misunderstood tools in personal finance: the humble budget....
What’s the Difference Between a Cash ISA and a Stocks & Shares ISA?
What is Compound Interest? A Beginner’s Guide That’ll Finally Make It Click Welcome, my fellow finance fledglings! I’m Tom Bradley—your friendly...
Intro to Side Hustles: Small Ways I Made Extra Cash in Tech
Understanding Money: A Beginner’s Guide to Not Freaking Out About Your Finances Hey there! I’m Tom Bradley — but you can call me Tom. I’m your...