What Is Compound Interest (And Why It’s the Secret Sauce to Growing Your Money) Let’s talk about compound interest—because if money had a best...
Author: Thomas “Tom” Bradley
Tom Bradley is a junior web developer exploring the world of personal finance. As a newcomer, he shares his journey toward financial literacy through tech-savvy tools and social platforms, aiming to demystify money for others like him.
How to Move from Being ‘Bad With Money’ to Surprisingly Decent
How to Create Your First Budget: A Simple Beginner’s Guide Hey there, future financial genius! I’m Tom Bradley—your down-to-earth financial friend...
Building My First Emergency Fund: What Worked and What Didn’t
Understanding Your Paycheck: A Simple Guide to What You Actually Take Home Ah, payday. That magical moment when your employer shows you a number,...
The Difference Between a Debit, Credit and Prepaid Card (Explained Like You’re 5)
What Is a Budget and Why Do You Need One? Ah, the budget — your financial best friend or sworn enemy, depending on how you treat it. If you're...
Best Budgeting Apps for UK Beginners: I Tested 7 So You Don’t Have To
Budgeting 101: A Simple Guide for Beginners Let’s face it—budgeting isn’t the sexiest topic in the world. But you know what’s even less sexy?...
Do You Really Need That Coffee Subscription? Financial Minimalism 101
How to Create Your First Budget (Without Losing Your Sanity) Hey there, newbie in the world of dollars and cents—welcome! I’m Tom Bradley, your...
£100 Emergency Fund: The First Step to Feeling Grown-Up About Money
What is a Budget (and Why It’s Not a Dirty Word) Alright, let’s get something straight from the get-go: the word “budget” is not a sentence to a...
What I Learned From Tracking Every Penny I Spent for 30 Days
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5 Things I Wish I Knew About Credit Scores Before Applying for a Card
How to Create a Realistic Monthly Budget (That Actually Works!) Hey there, rookie budgeter! I'm Tom Bradley — certified spreadsheet lover and proud...
Intro to Investing: What I Did with My First £50 on Trading212
Understanding Budgeting: The Beginner’s Guide to Taking Control of Your Money Hey there! I'm Tom Bradley — proud penny-pincher, spreadsheet...