Understanding Your Paycheck: A Beginner’s Guide to Take-Home Pay Hi there, I'm Tom Bradley — your friendly neighborhood financial mentor who’s on...
Category: Beginner Finance & Money Basics
How I Accidentally Boosted My Credit Score in 6 Months
Why Budgeting Is the First Step to Financial Freedom Let’s face it: when most people hear the word “budget,” their eyes glaze over and their brain...
Is a Budget Spreadsheet Still Useful in the App Age?
How to Make a Budget (Even If You Hate Numbers) Let’s cut to the chase. Budgets sound boring. They remind us of spreadsheets, limitations, and...
What I Learned from My First Financial Therapy Session
What Is Budgeting and Why It’s Your Wallet’s Best Friend Ah, budgeting — that word that either makes people roll their eyes or panic slightly...
How I’m Planning for Retirement at 28 (Seriously)
How to Start Budgeting When You Have No Idea Where to Begin Let me guess—you’ve tried to start a budget before, right? You opened a spreadsheet,...
BNPL Explainer: Is Klarna Worth It or Financial Doom?
Learning to Budget: A Beginner’s Guide to Finally Understanding Where Your Money Goes Hey there! I’m Tom Bradley — just your down-to-earth,...
Round-Ups: The Lazy Way I Started Saving Money Without Noticing
What Is a Budget and Why You Actually Need One Ah, the infamous “B-word.” No, not that one — I’m talking about Budget. If just hearing that makes...
5 Times I Regretted Not Knowing Basic Finance Earlier
5 Basic Money Habits Every Beginner Needs to Build Wealth Hey there! I'm Thomas “Tom” Bradley — just call me Tom, unless I owe you money (which I...
How to Talk About Money With Your Partner Without It Getting Weird
How to Create a Budget That Actually Works (And Doesn’t Make You Cry) Let’s face it—just saying the word “budget” out loud has the same effect as...
Living Alone in the UK: Real Costs They Don’t Mention in Flat Tours
Understanding Compound Interest: The Beginner’s Magic Wand for Building Wealth Hey there! I’m Tom Bradley — but you can call me Tom. If you're just...