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Category: Beginner Finance & Money Basics
What’s the Difference Between a Cash ISA and a Stocks & Shares ISA?
What is Compound Interest? A Beginner’s Guide That’ll Finally Make It Click Welcome, my fellow finance fledglings! I’m Tom Bradley—your friendly...
Financial Red Flags I Ignored in My 20s (And You Shouldn’t)
How to Start Budgeting When You’ve Never Done It Before Let’s face it—budgeting doesn’t sound like the sexiest word in personal finance. It kind of...
How the 50/30/20 Rule Helped Me Get My Finances Together
How to Create a Simple Budget That Actually Works Hi there, I’m Thomas “Tom” Bradley—your friendly neighborhood finance nerd, proud spreadsheet...
Money Diaries: A Week in Leeds on a £2,100 Monthly Salary
What Is a Budget, Really? A Beginner’s Guide to Managing Your Money Without Losing Your Mind Hey there! Tom Bradley here — your friendly financial...
Should You Buy Crypto as a Beginner? My Unfiltered First Attempt
How to Budget When You’re Broke: A Beginner’s Guide to Taking Control Look, I’ve been there. Ramen in the pantry, half a tank of gas, and $27.83 in...
WTF Is Tax Code 1257L? And Why It Shows on Your Payslip
What Is Compound Interest (And Why It’s the Secret Sauce to Growing Your Money) Let’s talk about compound interest—because if money had a best...
NHS Discounts, Cashback, and Other Perks You Might Be Ignoring
What Is a Budget—and How Do You Actually Make One? Let’s talk about one of the most misunderstood tools in personal finance: the humble budget....
How to Move from Being ‘Bad With Money’ to Surprisingly Decent
How to Create Your First Budget: A Simple Beginner’s Guide Hey there, future financial genius! I’m Tom Bradley—your down-to-earth financial friend...
Building My First Emergency Fund: What Worked and What Didn’t
Understanding Your Paycheck: A Simple Guide to What You Actually Take Home Ah, payday. That magical moment when your employer shows you a number,...