How to Start Budgeting When You Have No Idea Where to Begin Let’s be real for a second: the word “budget” doesn’t exactly give you the same warm...
Category: Beginner Finance & Money Basics
What Is APR and Why It Makes Credit Cards Feel Like a Trap
What Is a Budget & How to Create One That Actually Works Let’s be honest. Budgeting isn't the hottest topic at parties, and it doesn’t exactly keep...
My Financial Wake-Up Call: One Overdraft Too Many
What Is Compound Interest and Why It’s Your New Financial Best Friend Ever wonder how some people manage to build a small fortune without getting a...
Do You Really Need That Coffee Subscription? Financial Minimalism 101
How to Create Your First Budget (Without Losing Your Sanity) Hey there, newbie in the world of dollars and cents—welcome! I’m Tom Bradley, your...
What I Learned From Tracking Every Penny I Spent for 30 Days
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5 Things I Wish I Knew About Credit Scores Before Applying for a Card
How to Create a Realistic Monthly Budget (That Actually Works!) Hey there, rookie budgeter! I'm Tom Bradley — certified spreadsheet lover and proud...
Intro to Investing: What I Did with My First £50 on Trading212
Understanding Budgeting: The Beginner’s Guide to Taking Control of Your Money Hey there! I'm Tom Bradley — proud penny-pincher, spreadsheet...
Direct Debit vs Standing Order vs Faster Payment (Yeah, I Was Confused Too)
How to Create Your First Budget (Without Losing Your Mind) Hey there, friend. I see you’re just starting your journey into the world of personal...
How I Went From Clueless to Saving £300/Month
How to Create Your First Monthly Budget Without Losing Your Sanity If you're like most people dipping their toes into the world of personal...
I Found £200 in Forgotten Subscriptions – Try This Audit Trick
Understanding the Basics: What Is a Budget and Why You Seriously Need One Hey there, friend! I’m Tom — your friendly neighborhood finance nerd....