How to Start Building Wealth in Your 20s (Even If You’re Broke) Here’s the truth: you don’t need six figures or a trust fund to start building...
Category: Personal Investing & Financial Independence
Why I Still Shop in Aldi (Even With a Healthy Investment Portfolio)
Why "Paying Yourself First" Is the Smartest Financial Move You'll Ever Make Let me paint you a picture: it's the end of the month, your paycheck's...
5 Questions I Ask Before Every Big Financial Decision
How to Build a Solid Emergency Fund Without Killing Your Lifestyle Let’s face it: emergency funds aren’t exactly sexy. They’re not glamorous, they...
Your Pension Isn’t Boring—It’s Your Superpower
How to Grow Your Wealth Without a Six-Figure Salary Confession time: you don’t need to wear a tailored suit or have “CFO” in your LinkedIn title to...
Financial Literacy for Women: Why It’s Not Just About the Numbers
How to Achieve Financial Independence Without Giving Up Your Favorite Coffee Hey there, fellow financial adventurer! I'm Rachel Simmons, your...
The Budgeting Myth That Nearly Made Me Quit Investing
Why You Don’t Need to Be Rich to Start Investing Let’s have a heart-to-heart, shall we? If you’ve ever thought investing is only for the rich, the...
How I Use the 50/30/20 Rule Without Sacrificing Fun or Future
How to Build an Emergency Fund Without Feeling Broke Let’s be honest—just the term “emergency fund” sounds dull and grown-up. And if you're...
Is It Too Late to Start Investing at 35? Absolutely Not.
Why Financial Independence Isn’t About “Getting Rich” (And What It’s Really About) When I tell people I write about financial independence, their...
Money Diaries: My Real Monthly Budget Breakdown in Bristol
Why Your Emergency Fund Might Be the Most Romantic Investment You’ll Ever Make I get it. When you think of romance, the first things that come to...
Personal Finance Red Flags I’ve Learned to Spot (And How You Can Too)
How to Start Investing with Just $100 (Yes, Really!) Let’s be honest: when we think of “investing,” most of us immediately picture slick New York...