How to Build an Emergency Fund Without Feeling Broke Let’s be honest—just the term “emergency fund” sounds dull and grown-up. And if you're...
Category: Personal Investing & Financial Independence
Is It Too Late to Start Investing at 35? Absolutely Not.
Why Financial Independence Isn’t About “Getting Rich” (And What It’s Really About) When I tell people I write about financial independence, their...
Money Diaries: My Real Monthly Budget Breakdown in Bristol
Why Your Emergency Fund Might Be the Most Romantic Investment You’ll Ever Make I get it. When you think of romance, the first things that come to...
Personal Finance Red Flags I’ve Learned to Spot (And How You Can Too)
How to Start Investing with Just $100 (Yes, Really!) Let’s be honest: when we think of “investing,” most of us immediately picture slick New York...
Why I Ditched Buy Now, Pay Later—and You Probably Should Too
How to Build Wealth in Your 30s Without Hating Every Minute of It Let’s be real for a second—building wealth sounds like one of those things...
My Favourite Ways to Save Money Without Touching Spreadsheets
How I Reached Financial Independence in My 30s — And How You Can Too Let me be brutally honest for a second: I wasn’t born with a silver spoon in...
From Monzo to Plum: Ranking My Favourite UK Fintech Tools for Savings
The FIRE Movement: How to Achieve Financial Independence and Retire Early If you've ever sat in a never-ending Zoom meeting, daydreaming about...
How to Explain Index Funds to a 14-Year-Old (Or Your Partner)
How to Start Investing with Just $100: A Simple Guide for Beginners Let’s get this straight — you don’t need to be a Wall Street prodigy or a...
Why I’m OK Missing Out on ‘Hot Stocks’
How to Start Investing with Just $100: A Beginner’s Guide to Financial Freedom So, you've got $100 burning a hole in your pocket—and no, I don’t...
How to Recession-Proof Your Finances as a Working Parent
How to Achieve Financial Independence While Still Enjoying Life Hi there, I’m Rachel Simmons—recovering shopaholic, compulsive spreadsheet maker,...