5 Basic Money Habits Every Beginner Needs to Build Wealth Hey there! I'm Thomas “Tom” Bradley — just call me Tom, unless I owe you money (which I...
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Round-Ups: The Lazy Way I Started Saving Money Without Noticing
What Is a Budget and Why You Actually Need One Ah, the infamous “B-word.” No, not that one — I’m talking about Budget. If just hearing that makes...
BNPL Explainer: Is Klarna Worth It or Financial Doom?
Learning to Budget: A Beginner’s Guide to Finally Understanding Where Your Money Goes Hey there! I’m Tom Bradley — just your down-to-earth,...
How I’m Planning for Retirement at 28 (Seriously)
How to Start Budgeting When You Have No Idea Where to Begin Let me guess—you’ve tried to start a budget before, right? You opened a spreadsheet,...
What I Learned from My First Financial Therapy Session
What Is Budgeting and Why It’s Your Wallet’s Best Friend Ah, budgeting — that word that either makes people roll their eyes or panic slightly...
Is a Budget Spreadsheet Still Useful in the App Age?
How to Make a Budget (Even If You Hate Numbers) Let’s cut to the chase. Budgets sound boring. They remind us of spreadsheets, limitations, and...
How I Accidentally Boosted My Credit Score in 6 Months
Why Budgeting Is the First Step to Financial Freedom Let’s face it: when most people hear the word “budget,” their eyes glaze over and their brain...
Beginner Investing in the UK: Platforms Even I Could Understand
Understanding Your Paycheck: A Beginner’s Guide to Take-Home Pay Hi there, I'm Tom Bradley — your friendly neighborhood financial mentor who’s on...
NHS Discounts, Cashback, and Other Perks You Might Be Ignoring
What Is a Budget—and How Do You Actually Make One? Let’s talk about one of the most misunderstood tools in personal finance: the humble budget....
Should You Buy Crypto as a Beginner? My Unfiltered First Attempt
How to Budget When You’re Broke: A Beginner’s Guide to Taking Control Look, I’ve been there. Ramen in the pantry, half a tank of gas, and $27.83 in...